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the non-mandate mandate

Ryancare and the curious case of the non-mandate mandate. Under the new Republican bill, you pay a penalty if your insurance lapses for more than 63 days.

“When people without insurance are penalized for buying—instead of being penalized for not buying, as is currently the case—that creates a perverse incentive. Once you’re off the wagon, there’s no financial incentive to get back on until you have to.” (

I thought Republicans were supposed to be the intelligent ones when it came to economics and thing like incentives. How is it that Ryan gets it so backwards? Seven years and this is the best the GOP can come up with – a plan that is so poorly though through that it inadvertently dis-incentivizes people from (re)buying coverage?

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